Advances in medicine have increased
your chances of surviving a heart attack, stroke, life threatening
cancer, kidney failure, and many other serious illnesses. The
cost of surviving these conditions however can disrupt your financial life. Now there
is a way for you to survive a critical illness medically and
financially.
Critical Illness Insurance pays a
lump sum benefit (your choice from $5,000 to $500,000) upon first
diagnosis of life threatening cancer, heart attack, stroke, major
organ transplant, end-stage kidney failure, and more.
What would it mean to you?
Although medical insurance and other
insurance coverage’s that you may own are essential, they
won't cover everything. Medical treatment has never been better,
but it is also expensive. People today can experience financial
hardship because of the expenses their insurance does not cover.
Think about it. When a critical illness strikes you could be responsible
for uncovered expenses such as your insurance deductible, insurance
cost sharing, loss of income, extra travel expenses, experimental
medical treatments, extra child care, and modifications to your
home, just to name a few.
Critical illness insurance could
be the bridge between covered health care costs and most of the
other indirect costs of a critical illness. Because critical illness
insurance pays you a cash benefit (almost always tax-free) upon
diagnosis of a covered critical illness or condition, you choose
how to spend it: